Municipal Savings Calculator

Municipal Savings Calculator: Assessing Potential Savings under the Massachusetts Single Payer Bill

This calculator empowers you to evaluate potential cost savings for your municipality, including school districts, counties, and authorities (referred to as "Muni" on the form) , within the framework of the Massachusetts Single Payer bill. Your input will supply Mass-Care with valuable data to support our advocacy efforts. To ensure precision and efficiency, we ask that you collaborate with your local financial officer or treasurer when completing the following steps:


  1. Schedule a meeting with your town, city, or other relevant financial official.
  2. Share the Calculator link with them.
  3. Fill out the required information and review the responses together to ensure accuracy and completeness.
  4. Once completed, submit the form electronically.

If you have any questions or need additional information, please don't hesitate to contact us at

Please note:  An employer's single-payer savings are greater than what is calculated here. Single Payer also eliminates other health insurance premiums embedded in Workers Comp, liability insurance, and auto insurance. It eliminates the Employer Medical Assistance Contribution (EMAC). And employers save time and energy by no longer negotiating with insurance companies or third-party administrators. Labor bargaining over health insurance ends.

Employee savings are greater too. Single Payer eliminates co-pays, deductibles, and all other out-of-pocket expenses. Shopping for health insurance, applying and re-applying, and losing it when you lose your job all end. Single Payer also eliminates health insurance premiums embedded in homeowner's and auto insurance.